At Pixera Media Labs, we are committed to safeguarding the privacy and security of your personal information. This Data Storage Policy outlines how we collect, use, disclose, and store your data when you interact with our loan services.
- Information We Collect:
Personal Information: This may include your name, address, contact details, social security number, date of birth, financial information, employment details, and other relevant data required for loan processing.
Transaction Information: We collect details about your interactions with us, including loan applications, payments, and communications.
- How We Use Your Information:
We use the collected information for the following purposes:
Processing Loan Applications: To evaluate eligibility, underwrite loans, and manage loan accounts.
Communications: To communicate with you regarding your account, updates, promotions, and important notices.
Improving Services: To enhance and personalize your experience, optimize our website, and develop new features.
Legal Obligations: To comply with applicable laws, regulations, and legal processes.
- Data Storage and Security:
Data Retention: We retain your personal information only for as long as necessary to fulfill the purposes outlined in this policy or as required by law.
Security Measures: We employ industry-standard security measures to protect your data against unauthorized access, alteration, disclosure, or destruction.
Third-Party Services: In some cases, we may utilize third-party service providers for data storage and processing. These providers are contractually obligated to maintain the confidentiality and security of your information.
- Your Choices and Rights:
Access and Correction: You may access, update, or correct your personal information by contacting us.
Opt-Out: You have the right to opt-out of certain communications and marketing activities. However, please note that opting out may limit your access to certain services and features.
Data Deletion: You may request the deletion of your account and associated data, subject to legal and contractual obligations.
- Updates to this Policy:
We may update this Data Storage Policy from time to time to reflect changes in our practices or legal requirements. We encourage you to review this page periodically for the latest information.
By using our services, you consent to the collection, use, and storage of your information as described in this policy.
If you have any questions or concerns regarding this policy or our data practices, please contact us at [contact information].