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Our Services

Personal Loan

Get up to ₹5 Lakh* based on credit score

Doctor Loan

Up to ₹75 Lakh* with 60 Months* tenure

Business Loan

Up to 80 Lakh* with 72 Months* tenure

Credit Cards

Choose a credit card from IDFC First Bank

Services
Our Work Process

Get your loan in 4 simple steps

Elevate Your Business With Our Distinctive SME Loan Journey

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01
Step

Fill Form

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02
Step

Eligibility Check

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03
Step

Connect With Bank

04
Step

Avail the loan

EMI Calculator

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Your Loan Details

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MONTHLY EMI AMOUNT
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Lending Partners
Testimonial

Love from Our Clients

Hear What Our Clients Have to Say About Their Experience with Our Services.

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" Hello! I am Rajesh Mishra. I have taken a loan from Moneyplant Fintech with all the processes. I got the loan within 2 days. I am very much happy with the their lendingp partners and their process. Thank you."

Rajesh Mishra

Business Loan Customer

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" Hi, I’m Abhay! The loan process with MoneyPlant Fintech was smooth and required minimal documentation. I got my loan approved without any hassle. I highly recommend their services for anyone looking for an efficient process!"

Abhay

Business Loan Customer

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" Hi, I’m Sunita! Working with MoneyPlant Fintech was super easy and smooth. Their customer support team was extremely helpful and responsive throughout the entire process. I’m really happy with their service!"

Sunita

Business Loan Customer

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" Hi, I’m Dr. Vihan. Setting up my dream clinic seemed challenging, but MoneyPlant Fintech’s professional loan made it seamless. The process was quick, hassle-free, and transparent. I highly recommend their services to fellow doctors!"

Dr. Vihan

Business Loan Customer

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"I’m Dr. Khyati, I took a professional loan from MoneyPlantFintech. Their degree-based loans for doctors made the process seamless and helped me easily upgrade my clinic. I highly recommend their hassle-free service!"

Dr. Khyati

Business Loan Customer

FAQS

Frequently Asked Questions

Answer: You need to tell us about your loan requirement and post that just provide us with some basic details about yourself in the ‘Eligibility’ section. In addition, we will take some documents from you in the ‘KYC & Document Upload’ section. We will notify you of your loan sanction decision on a near real-time basis upon the completion of your KYC details.

Answer: Our application process is fairly straightforward and should not take more than 15-30 minutes of your time.

Answer:
  • Interest Rates maximum from 18% to 32% per annum as per CIBIL score
  • Processing Fee: upto 2% of the loan amount
  • Repayment Period: 6 months to 24 months
Example: For a loan of Rs. 30,000 at 18% interest for 12 months your one time processing free will be Rs. 600 and monthly EMI will be Rs. 2750.

Answer: No, there are absolutely no charges to apply for a loan.

Answer: We take upto 48 hours for the final approve/reject decision and additional 3-5 working days (required for document collection) for loan disbursal.

Answer: We look at a host of information relating to your income, income growth and stability, spending habits, education credentials etc. Based on your comprehensive profile, we take a decision on your eligibility for the loan amount applied.

Answer: No, we only need to verify your official email ID.

Answer: You need to upload self-attested images of the following documents
  • Profile pic
  • Aadhar Card
  • PAN Card
  • Salary Slips (last 3-6 months)
  • Bank Statement (last 6-12 months)
  • Proof of current address (electricity bill, phone bill etc.)

Answer: Typically, the processing charges are 1.5%-2% of the loan amount applied for (loan principal). The minimum processing charge is Rs 500.

Answer: No, absolutely not.

Answer: Please let us know if you are unable to pay back your loan in due-time and we will be happy to extend our best support. Typically, we charge a late payment penalty on any delayed loan repayment. The late payment penalty amount depends on your profile, loan amount and extent of delays.

Answer: No, not at all. You can use the credit amount on whatever you wish.

Answer: Loan default is a serious offence and is highly non-advisable. In such a case, RBI has mandated all banks and NBFCs to report default to all 4 Indian credit bureaus (CIBIL, Experion etc.). As a result, you will not be able to avail loan from any other bank or NBFCs in the future. In addition, we may prosecute you for default under Section 138 of the Indian Penal Code if deemed necessary.

Answer: Very secure. We use bank grade security (256-bit SSL encrypted) for storing all your personal and financial data.
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Note :

No processing fees are being charged by Moneyplant Fintech before disbursement of the loan amount. Any individual claiming otherwise must not be entertained.